CAMEL RATING MODEL: AN EFFECTIVE PARAMETER FOR PREDICTING BANK DISTRESS IN NIGERIA
The paper tested the efficacy of the use of the CAMEL Rating Model to predict bank distress in Nigeria during the period 2009-2018. Data for the study......
The paper tested the efficacy of the use of the CAMEL Rating Model to predict bank distress in Nigeria during the period 2009-2018. Data for the study......
The paper sought empirically to answer the question, of whether insecurity significantly affects the value of domestic investment in Nigeria during t......
Dynamic inequality has been recognized as a significant barrier to the growth of developing countries, particularly in Africa. The disparities in econ......
This study investigates the effect of creativity, styles and quality materials, on the upper-class buying behaviour of made in Nigeria fashion outfits......
The study looks into how Nigerian fraud management is affected by Bank Verification Numbers (BVN). 152 respondents were chosen for the survey research......
The study aims to investigate the private savings and economic development nexus in Nigeria. The methodology is based on econometric analysis to estim......
The study investigated the impact of exchange rates and foreign direct investment (FDI) in Nigeria from 1986 to 2020. To achieve this onerous task, th......
The study examines the impact of people-focused and result-oriented culture on staff productivity in deposit money banks in Cross River State, Nigeria......
This study examines the impact of key macroeconomic factors on foreign direct investment (FDI) inflows into Nigeria, spanning the period 1986-2020. Us......
This study examines the influence of financial technology on the development of agribusiness in Nigeria between 2001 and 2020. Using a retrospective d......
Theoretical predictions indicate a bio-directional nexus between financial system efficiency and real economic growth with implications for the value ......
The objective of this study was to investigate staff recognition and lecturers’ academic performance in selected tertiary institutions in Nigeria. T......
Countries all around the world are experiencing different forms and measures of fragility. The fragility of states could arise from institutional weak......
The thrust of the study is to examine the effect of health care investments and financing on economic wellbeing. To achieve this, the researchers anal......
The primary objective of this research is to meticulously assess the comparative effectiveness of monetary and fiscal strategy on economic output in N......
This study examined the effect of shadow economy on the growth of the Nigerian economy. The specific objectives were to; evaluate the effect of MIMIC ......
This article empirically analyzed how bank deposit mobilization affected Nigeria's economic growth from 1986 to 2020. The purpose of this study was to......
This study examined the effect of travel motivations on destination choice of Cross River State, Nigeria. In particular, the study examined the effect......
This study looked at Nigeria's recurring state spending for economic expansion. On the other hand, the study looked into how Nigeria's economic growth......
The research examined how CPI affects the return on equity of the shareholders of DMBs in Nigeria from 1996 to 2022 using the Error Correction techniq......
The paper provided empirical evidence of price of funds in the financial market and domestic investment in Nigeria for the period 1986-2021. Time seri......
The Nigerian stock exchange is a vital component of the nation’s economy, providing a means of wealth creation, capital mobilization, and economic g......
This study scrutinizes the effect of business restructuring on the financial performance of manufacturing companies in Nigeria. Specifically, it explo......
This research sets out to examine the relationship between electronic banking and the performance of deposit money banks (DMBs) in Nigeria using ex-po......
This study examines the dynamics of energy marketing and consumer perceptions of electricity supply performance in Nigeria, specifically focusing on C......
The objective of the study is to examine the effect of CEO compensation and cash flow from operating activities on stock returns among quoted banks in......
Safety and security are critical factors tourists consider when choosing a destination and selecting a hotel. The study investigates security and safe......
This study attempts to analyze the impacts multinational investments have on macroeconomic stability and the level of development in the Nigerian bour......
This research examined factors influencing the patronage of insurance companies in Calabar, Nigeria. Cross-sectional survey research design was adopte......
The study examined the inter-relationship between inflation, exchange rate volatility, and economic growth in Nigeria (1990-2023). The ex post facto r......
This study examined the relationship between financial inclusion and economic growth in Nigeria from 2004Q1 to 2022Q4. Specifically, the study evaluat......
This study on personal selling and customer loyalty to Airtel Nig. Limited, Calabar focused on determining the significant effect of personal selling ......
This study investigates the impact of corporate governance mechanisms on the share prices of quoted commercial banks in Nigeria, focusing on the roles......
The research focused on factors affecting fashion adoption among female undergraduates at the University of Calabar. The study aims to determine the e......
This study critically examines the influence of the Academic Staff Union of Universities (ASUU) on academic welfare and professional development withi......
This study focused on the influence of debt overhang and dual gap theory on human development in West Africa. To enhance its efficacy and promote huma......
The study empirically examined corporate reengineering and the performance of microfinance banks in Cross River State. The specific objectives were to......
The economic goals of reducing poverty and income disparities are confronted with obstacles, particularly in developing nations. Electronic banking se......
This study empirically examines the effect of exchange rate variability on the performance of the manufacturing sector in Nigeria from 1987 to 2021, u......
The digital age has resulted in a transformative shift in the financial industry, enabling financial institutions to reach previously "unbanked" consu......
This study explored how cultural influences impact consumer purchasing decisions regarding men’s apparel in Calabar. Culture is fluid and evolves al......
The study aimed to examine entrepreneurship education\'s effect on students\' intentions at the University of Calabar, Nigeria. The objectives were to......
The study examined the impact of energy costs on the profitability of quoted manufacturing firms in Nigeria from 1990 to 2023. Specifically, it analyz......
The purpose of the study was to examine event design and attendees’ satisfaction in Cross River State, assessing the mediating role of event experie......
Utilizing the Ordinary Least Squares regression technique, the study examined how Nigeria\'s fiscal dominance and exchange rate stability interacted. ......
This study examined the influence of savings mobilization in Nigeria from 1990 to 2022. The objectives were to analyze the impact of household income,......
Poverty remains a persistent global challenge, with significant implications for health, living standards, and economic stability. In Nigeria, over 4......
This study examined monetary policy variables and their impact on the performance of selected manufacturing firms in Nigeria. The objectives were to e......
The study examined the impact of foreign direct investments (FDI) on economic growth, using annual data collected from CBN statistical bulletins over ......
This study examines how Nigeria's economic growth is influenced by health financing. Its goals were to determine the effect of government recurrent sp......
This study empirically examines the impact of monetary policy on manufacturing sector growth in Nigeria using secondary data from the Central Bank of......
Considering that the Pension Commission is an arena that provides some services that strengthen economic growth, the investigation analyzed the causal......
This empirical work was conducted to determine the extent to which the money market influences the development of the Nigerian economy, covering the p......
Short-term financial health is essential for any business to stay stable, face economic challenges, and pursue growth opportunities. This study examin......
This study focused on evaluating the impact of digital and virtual banking on the operations of Nigerian deposit money banks. It used a retrospective ......
The Nigerian banking sector operates within a dynamic risk landscape shaped by rapid technological advancements, economic instability, and evolving re......
The paper examines administrative innovation and challenges in Nigerian higher education. It highlights issues such as workforce shortages, limited IC......
The purpose of this study was to examine financial technology and users’ satisfaction with selected Deposit Money Banks in Cross River State. Speci......
The purpose of the study was to examine the strategy alliances and performance of selected commercial banks in Cross River State. The specific objecti......
The study focused on change management and organizational performance of selected banks in Cross River, Nigeria. The specific objectives were to exami......
Most organizations' success relies heavily on their culture, policies, and work environment tailored for employees. This paper examines the concept of......
The study examined how gas price volatility and inflationary pressure impact economic growth in Nigeria from 2000 to 2023. Specifically, it investigat......
The capital market offers diverse and abundant opportunities for individuals, institutional investors, the government, and the economy, serving as a p......
This study explored how organizational ecosystems impact employee development within the Akwa Ibom State Internal Revenue Service (AKIRS), focusing sp......
The purpose of the study was to examine the restructuring and performance of private secondary schools in Nigeria, with a focus on selected schools in......
The study investigated how e-commerce transactions influence tax revenue in Nigeria. It mainly relied on secondary data from the CBN Bulletin and util......
The rapid digitisation of financial services in Nigeria has substantially expanded the cyberattack surface confronting commercial banks, fintech opera......
This study uses the Nonlinear Autoregressive Distributed Lag (NARDL) model to examine the asymmetric effects of inflation uncertainty and exchange rat......
This study examined the influence of cybersecurity practices on customer trust in digital banking platforms in Nigeria, adopting a comparative approac......
This study examines the effect of financial technology (fintech) adoption on customer service delivery, with a specific focus on OPay Digital Services......
Agricultural financing has become an indispensable component of agricultural development and food security, particularly in developing countries where......
Digital accounting systems have emerged as transformative tools for improving financial reporting quality in Nigeria, Africa's largest economy. Despit......
The study considers a critical analysis of small and medium enterprise finance and its impact on growth and sustainable development in Nigeria over th......
The rapid digitisation of financial services has transformed how consumers interact with financial institutions, influencing their borrowing patterns,......
This study investigates the perceived transformative potential of blockchain technology among Nigerian financial professionals. A descriptive survey r......
The study examines the relationship between fintech disruption and banking stability in Nigeria using an Autoregressive Distributed Lag (ARDL) model o......
This study investigates the relationship between mobile banking adoption and financial deepening in Nigeria, focusing on how digital financial innovat......
The study investigated the relationship between financial digital literacy and profitability of small- scale enterprises in public tertiary institutio......
This study investigates the impact of banking consolidation on the performance of Nigeria’s economy over the period 2000–2025. Specifically, it ex......
The purpose of the study was to examine emotional intelligence and leadership effectiveness. The specific objectives were to: examine the impact of se......
In the era of blockchain technology, Nigeria has emerged as a forerunner in its application, driven by a burgeoning population of young people and a v......
The study examined emotional intelligence and customers’ satisfaction with deposit money banks in Nigeria. The specific objectives were to determine......
As financial globalization deepens, frontier economies have become increasingly exposed to external shocks driven by global risk sentiment and liquidi......
The study empirically examined the effect of digital financial innovation on the financial performance of banks in Nigeria. The specific objectives we......
This study examined the dynamic relationship between bank credit and private sector development in Nigeria, with emphasis on the effect of sectoral cr......
Africa's largest economy, Nigeria, presents a compelling case study for examining how financial legal frameworks can either accelerate or constrain ec......
This study investigates the impact of international trade finance on emerging market economies, with a focus on Nigeria. The specific objectives of th......
This paper advances a position on whether content marketing enhances the patronage of financial services in an increasingly digital and information-in......
The rapid pace of digitalization has significantly transformed the operational and competitive environment of financial institutions across Africa, cr......
The study examined financial technology and customers’ satisfaction in selected banks in Calabar, Cross River State. Specifically, the study examine......
This study examined barriers to financial inclusion among rural households in Nigeria, drawing on evidence from Cross River State. Despite policy init......
The study examined the effects of the Agricultural Credit Guarantee Scheme Fund on agricultural productivity in Nigeria. The specific objective was to......
The rapid growth of digital banking across Africa has significantly improved financial inclusion. However, it has also exposed the sector to escalatin......
Governance financing can be defined as the amount of revenue expended by government on governance of a particular country; which basically relates to ......
This study examined the effect of electronic payment systems (EPS) on the stability of deposit money banks (DMBs) in Nigeria from 2014 to 2025 using b......
This study examined the effect of digital banking platforms on financial inclusion in Nigeria, with a specific focus on the contribution of mobile mon......
The paper investigated the longitudinal impact of multifaceted cyber-threats on Foreign Direct Investment (FDI) inflows in Nigeria (2015–2024). The ......
The study investigated the impact of digital financial inclusion (DFI) on poverty reduction in Nigeria, disaggregating DFI into three distinct dimensi......
Persistent inflation and the rising cost of living in Nigeria have significantly weakened workers’ purchasing power, particularly within the manufac......
The study examines government expenditure on digital economy and GDP growth in Nigeria. The specific objectives were to: examine the effect of governm......
This study investigates the effect of artificial intelligence on cybercrime rate in the Nigerian banking sector. Specifically, the study examines the ......
This study examined the effect of financial development on economic growth in Nigeria from 1990 to 2024. The study generated the effect of financial d......
This study examined the business ethical practices and performance of commercial banks in south- south, Nigeria; with particular focus on transparency......
Financial inclusion has been widely promoted as a strategy for poverty reduction in developing economies, yet empirical evidence on its effectiveness ......
Nigeria’s banking sector has undergone rapid digital transformation driven by mobile money services and virtual banking channels. This study examine......
The study broadly seeks to investigate the impact of political risks, specifically corruption and government effectiveness, along with Gross Domestic ......
This study investigates the role of financial technology (FinTech) in strengthening resilient financial systems and promoting economic transformation ......
The study investigated the impact of exchange rate volatility on economic growth in Nigeria, utilizing annual time-series data spanning 27 observation......
The financial technology (FinTech) revolution has significantly reshaped the structure, operations, and stability of financial systems, particularly t......
This study examined the impact of venture capital financing on the performance of small and medium-sized enterprises (SMEs) in Nigeria, with a focus o......
The study investigated the effect of agent banking services on financial inclusion in Nigeria. A study of Calabar metropolis. Specifically, the study ......
This paper investigates the relevance of dividend policy among retail investors in the Nigerian stock market, revisiting classical dividend theories s......
The rapid growth of digital financial technologies has transformed the global financial landscape. Among these innovations, cryptocurrencies have emer......
The disconnect between marketing communication and finance is a matter of concern in the 21st century, especially given the intense economic pressure ......
Nigeria’s fintech ecosystem has expanded rapidly over the last decade, driven by high mobile penetration, a young population, and persistent gaps in......
This study examined leadership styles and performance of eateries in Calabar, Cross River State, Nigeria. The study focused on different leadership st......
This study investigated the effect of Artificial Intelligence (AI) on the efficiency of fraud detection in commercial banks in Nigeria, focusing on th......
Artificial Intelligence (AI) refers to the development and programming of computer systems and machines capable of simulating human reasoning, decisio......
The study investigated the impact of shadow finance on small and medium-scale enterprises in Cross River State. The specific objectives included exami......
Ineffective and poorly designed employee compensation can have adverse consequences for both employees and organizational performance. The study exami......
This study examined household education financing and human capital development among senior secondary school students in Cross River State, Nigeria. ......
Public health programmes in Nigeria face growing threats to fiscal sustainability due to prolonged dependence on external donor financing. This study ......
The study examined the effect of mobile banking attributes on rural dwellers’ satisfaction in Cross River State, Nigeria. It specifically sought to ......
The study examined the effect of employee relations on employee performance. Three (3) objectives were formulated for the study. The data for this stu......
This study examined organizational design and performance of Small and Medium Enterprise (SMEs) in Cross River State, Nigeria. To achieve the purpose ......
The financial system transformation is marred by a lack of ethical leadership initiatives that could contribute to firm competitiveness. This study ex......
A cross-sectional survey on the effect of strategic management on organizational resilience will examine how proactive risk management, environmental ......
This study examines the implications of strategic investment in education for human capital formation in Nigeria, with complementary attention to heal......
This study examined the effect of pension fund administration on poverty reduction among retirees in Lagos, Abuja, and Port Harcourt. The study specif......
This study examined school fee management strategies and students’ academic performance in public secondary schools in Cross River State. Specifical......
This study examined strategic funding approaches and research productivity in tertiary institutions in Cross River State. Specifically, the study inve......
This study examined the level of compliance with the e-payment system among universities in Southwestern Nigeria and determined the degree of adoption......
The study investigated the effect of agent banking services on financial inclusion in Nigeria. A study of Calabar metropolis. Specifically, the study ......
The study empirically examined the effect of education financing mechanisms on human capital development in Nigeria from 2000 to 2022. Using an ex pos......
The Nigerian financial services have, in the past and now, experienced tremendous vitality over time. A great deal of changes has been embraced in the......
Forensic accounting plays a crucial role in preventing and detecting financial fraud, com-binding investigative skills with accounting expertise to un......
The purpose of the paper was to examine talent management and patients’ outcome in tertiary healthcare institutions located in the Niger Delta regio......